Information We Collect Financeos360 may collect information that users voluntarily provide, such as profile details, financial records, transaction information, savings, investments, assets, debts, and files uploaded to the Local Storage feature.

Purpose of Data Use The information stored in Financeos360 is used only to provide the platform's personal finance management features, including financial tracking, summaries, calculations, reports, balance sheets, and file management.

User Responsibility for Financial Data Users are responsible for ensuring that the financial information entered into Financeos360 is accurate and up to date. Financeos360 is not responsible for incorrect results caused by inaccurate, incomplete, or incorrectly entered information.

No Financial, Legal, or Investment Advice Financeos360 provides tools, calculations, and financial summaries for informational and personal management purposes only. The platform does not provide professional financial, investment, tax, banking, or legal advice.

Financial Decisions Remain the User's Responsibility Any financial decision made using information, calculations, reports, or suggestions generated by Financeos360 remains entirely the user's responsibility. Financeos360 cannot be held responsible for financial losses resulting from decisions made using the platform.

Account and Password Security Users are responsible for keeping their login credentials, passwords, devices, and accounts secure. Financeos360 cannot be responsible for unauthorized access caused by password sharing, weak passwords, lost devices, or user negligence.

Uploaded Files and Personal Content Users are responsible for the files and content they upload to Financeos360. Users should not upload illegal, harmful, copyrighted without permission, or unauthorized content. Financeos360 may remove content that violates applicable rules or platform policies.

Data Security and Technical Limitations Financeos360 takes reasonable steps to protect user information and maintain the proper functioning of its services. However, no digital system can guarantee absolute security, and Financeos360 cannot guarantee that data will never be affected by technical failures, cyber attacks, internet interruptions, device failures, or other circumstances beyond reasonable control.

Third-Party Services and External Links If Financeos360 connects with or links to third-party services in the future, those services may have their own privacy policies and terms. Financeos360 is not responsible for the privacy practices, security, availability, or content of third-party platforms.

Policy Updates and User Acceptance Financeos360 may update its Privacy Policy when necessary due to new features, security improvements, legal requirements, or service changes. Continued use of Financeos360 after an updated policy becomes effective may be considered acceptance of the revised policy.